Simple Ira Catch Up Limit 2024 . The maximum simple ira employee contribution limit is $16,000 in 2024 (an increase from $15,500 in 2023). For 2024, the annual contribution limit for simple iras is $16,000, up from $15,500 in 2023.
An employee cannot contribute more than $16,000 in 2024 ($15,500 in 2023) to a simple ira. Exceeding this amount can result in penalties.
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